Owning a home is not out of your reach.
When the 2008 mortgage crisis resulted in financial calamity and millions of layoffs from U.S. corporations, many Americans responded by joining the ranks of the self-employed. While that showed impressive determination, self-employed people wanting to buy a house now must deal with another fallout of the crisis: a much tighter mortgage market, especially for those with uncertain or inconsistent income.
If you’re looking for a new home, you need a house you and your family can build a future in. And what better time than now? The housing market is healthy. One important decision you’ll have to make: To buy an existing, pre-owned home or build a new one. Both have pros and cons. We dig into both sides in 5 main categories. Take a look below to help you with your decision:
Be prepared for the most common illnesses and injuries.
It is said that luck favors the prepared. So when it comes to first aid in the home—be prepared with a stocked medicine cabinet. If you do need to treat an illness or injury, you will have all the basics on hand to help yourself or others.
Make your living space safe and comfortable for older adults.
Many older people prefer the comforts of a home over the transition to a senior living facility. But the truth is that most homes are not as well equipped as those facilities when it comes to safety. If you make the decision to invite an older loved one to live with you, it’s important to prepare your home accordingly.
These simple modifications can make any home safe and sound for elderly family members.
When the weather outside is frightful, keeping your house cozy is delightful. Just do it safely.
There’s nothing like coming in from the cold to a nice warm house. And, like many homeowners, you may be turning to alternative heating sources as a way to save money. Space heaters, fireplaces and wood-burning stoves can be good cost-cutting options—but they can also create a fire hazard if they’re not used properly. Here are some tips to keep you both safe and warm.