If you own a classic, antique, or collectible vehicle, you may wish to insure your valuable investment. However, unlike standard auto insurance policies, there are a few requirements that you must meet before you can be considered for specialized coverage.
- Good Driving Record – make sure your driving history is free of serious traffic offenses that could label you a risky driver.
- The Car is in Good Condition – if your care has had previous damage to it or its appearance has significantly deteriorated, you may be denied coverage.
- Your Car is Securely Stored – Make sure that your classic car, when not in use, is stored in a private and protected facility with a lock or security system.
- The Car Isn’t Your Only Source of Transportation – your special vehicle may only be used for limited transport and not for everyday use. Low mileage is key.