Stay Dry & Financially Sound With An Umbrella

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You are a responsible individual and have car and home insurance that should cover most unexpected circumstances. You have your independent insurance agent review your policies every year because you want to make sure your insurance would cover the costs of an incident.

But, what about the unusual circumstances? Let’s talk about that teenager down the road that got a new sports car. The teenager is a responsible driver, so you aren’t too worried. But perhaps it’s an icy day and you’re pulling out of your driveway and slide down the street a few yards just as that teenager with the new sports car is coming down the street. You hit that gorgeous new car sending it sliding into another car parked on the street, which slides and hits another car, which slides and hits a house.

All you can hear is dollar signs as you look at the damage. Will your car insurance cover all this damage? It might if your coverage limits are high enough. But if they aren’t, then your savings account could be drained by these costs.

Don’t panic! There is a way to protect yourself from these types of extreme circumstances. If you have an umbrella insurance policy, it can cover you above and beyond what your home and car insurance will pay. So, if your insurance covers you for $500,000 per accident and the damage to that gorgeous new car and the other cars and house exceeds that limitation, your umbrella insurance policy kicks in to help pay the rest.

For a reasonable fee each month, you can have an umbrella insurance policy that helps cover you for one million or even more beyond what your house and car insurance will cover. We know unusual circumstances rarely happen, but why gamble with your bank account? Get an umbrella insurance policy and protect your hard-earned money.

Protect your wealth call AmeriAgency for an umbrella policy at 615-209-9362.

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