STAGED AUTO ACCIDENT
Provided by: AmeriAgency Insurance
Did You Know?
According to the Federal Bureau of Investigation, staged accidents cost the insurance
industry about $20 billion a year. Those losses get passed on to all of us in the form of
higher insurance rates—at an average of $100 to $300 extra per car, per year.
Here are some scams to look out for:
–The Drive Down: You’re attempting to
merge when another driver waves you
forward. Instead of letting you in, he
slams into your car. The driver will
deny ever motioning you.
–The Swoop and Squat: The first car
“swoops” in while another “squats” in
front of you. After the “accident,”
passengers will file bogus injury claims
with your insurance company.
– The T-Bone: You’re crossing an
intersection when a car coming from a
side street accelerates and hits your
car. When the police arrive, the driver
and several planted “witnesses” claim
that you ran a red light or stop sign.
Use these tips to protect yourself from
staged auto accidents:
– If you’re in an accident, call the police
– Report accident claims immediately.
Don’t settle on-site with cash.
– Be careful with your personal
information—be mindful of identity
– If you can, photograph the car and
passengers and write down names,
addresses and phone numbers.
– Use medical, car repair and legal
professionals you know and trust.
– Drive defensively…don’t tailgate!
The best way to protect yourself after an accident occurs is to take detailed notes.
The more you have, the more equipped you are to fight a fraudulent claim. Your
notes should include (when possible): the driver’s license number, the VIN, the
car insurance information, the name, address and phone number of the driver
and the number of passengers (and their general height and weight). Additionally,
be sure to take pictures of the involved vehicles from every angle that you can.