Alabama Homeowners Insurance H03 gives you a backup plan in case a catastrophe strikes in your neighborhood. Whether it’s a fire, heavy winds or a burglary, you’re covered if you have a suitable Alabama homeowners insurance policy.

Pays for repairs to your home and your belongings

Pays for someone else’s injuries or property damage when it’s your fault

Pays for temporary living expenses when your home is damaged

Call AmeriAgency At 888-851-5572 For Auto, Home or Renters Insurance

Optional Alabama Homeowners Insurance H03 Coverages

You can add any of these coverages to customize your policy based on your needs.

Water Backup

Covers water damage from backed-up sump pumps and sewer systems

Some homes have sump pumps in their basements/crawl spaces, which are designed to pump water out from underneath and around your foundation. Sometimes sump pumps or plumbing/sewer systems get backed up. Water can then flood into your house, causing an expensive mess. Water back-up coverage will then pay for damage to your belongings and water removal.

Example: Your sump pump breaks down, and water/sewage floods back into your basement, damaging your carpet, furniture, billiards table, washer, and dryer. Water back-up then pays for the sewage removal and that damage to your property. You need Alabama Homeowners Insurance H03.

Alabama H03 Includes Personal injury

Covers uncommon but expensive lawsuits and situations

Personal injury covers your legal fees and additional damages from:

Example: Your teenage child damages their teacher’s reputation by posting something online. So, the teacher decides to sue you. Personal injury will then cover your lawyer, court fees, and any damages you have to pay, subject to your policy.

Call AmeriAgency At 888-851-5572 For Auto, Home or Renters Insurance