Car Insurance Rates Nashville TN

Car Insurance Rates Nashville TN

AmeriAgency Has The Best Car Insurance Rates Nashville TN

Call AmeriAgency At 888-851-5572 To Start Saving Up To 27% On Car Insurance Rates Nashville TN

How to read auto insurance liability limits

Here’s how to read auto insurance liability minimums:

1. First number: Bodily injury liability maximum for one person injured in an accident.
2. Second number: Bodily injury liability maximum for all injuries in one accident.
3. Third number: Property damage liability maximum for one accident.

For example, if you live in New York, the minimum liability limits are $25,000 for injury liability for one person, $50,000 for all injuries and $10,000 for property damage in an accident (written as 25/50/10). Plus, New York requires you to have personal injury protection (PIP) and uninsured motorist bodily injury coverage (UM).

Call AmeriAgency At 888-851-5572 To Start Saving Up To 27% On Car Insurance Rates Nashville TN

UM, what?

Here’s your guide to the car insurance acronyms in the chart below.

• UM = Uninsured motorist coverage.
• UIM = Underinsured motorist coverage.
• UM BI: Uninsured motorist bodily injury coverage.
• UMPD: Uninsured motorist property damage coverage.
• PIP: Personal injury protection.
• PPI: Property protection insurance (Michigan).
• BI liability: Bodily injury liability.

Call AmeriAgency At 888-851-5572 To Start Saving Up To 27% On Car Insurance Rates Nashville TN

Car insurance requirements by state
State	Minimum auto insurance limits

Alabama	Liability: 25/50/25
Alaska	Liability: 50/100/25
Arizona	Liability: 15/30/10
Arkansas	Liability: 25/50/25
California	Liability: 15/30/5
Colorado	Liability: 25/50/15
Connecticut	Liability: 20/40/10 (effective Jan. 1, 2018: 25/50/25)  UM/UIM BI: 20/40
Delaware	Liability: 25/50/10 PIP: 15/30
District of Columbia	Liability: 25/50/10 UM BI: 25/50 UMPD: $5,000
Florida	Liability: 10/20/10 PIP: $10,000 BI liability not required by Floridabut many carriers require 10/20
Georgia	Liability: 25/50/25
	Car Insurance Rates Nashville TN
Idaho	Liability: 25/50/15
Illinois	Liability: 25/50/20 UM BI: 25/50
Indiana	Liability: 25/50/10 (effective July 1, 2018: 25/50/25)
Iowa	Liability: 20/40/15
Kansas	Liability: 25/50/25 UM/UIM BI: 25/50 PIP: $4,500 medical/$900 work loss
Kentucky	Liability: 25/50/10 (effective Jan. 1, 2018 25/50/25) PIP: $10,000
	Car Insurance Rates Nashville TN
Maine	Liability: 50/100/25 UM/UIM BI: 50/100 Medical payments: $2,000
Maryland	Liability: 30/60/15 UM/UIM BI: 30/60 UMPD: $15,000 PIP $2,500
Massachusetts	Liability: 20/40/5 UM/UIM BI: 20/40 PIP: $8,000
Michigan	Liability: 20/40/10 PIP: Medical and work loss PPI: $1,000,000
Minnesota	Liability: 30/60/10 UM/UIM BI: 25/50 PIP: $40,000
Mississippi	Liability: 25/50/25
Missouri	Liability: 25/50/10 UM BI: 25/50
Montana	Liability: 25/50/20
Nebraska	Liability: 25/50/25 UM/UIM BI: 25/50
Nevada	Liability: 15/30/10 (effective July 1, 2018: 25/50/20)
New Hampshire*	Liability: 25/50/25 UM/UIM BI: 25/50 Medical payments: $1,000 *Insurance not mandatory in New Hampshire
New Jersey	Liability: 15/30/5 (standard policy) UM/UIM BI: 15/30 UMPD: $5,000 PIP: $15,000
	Car Insurance Rates Nashville TN
New York	Liability: 25/50/10 UM BI: 25/50 PIP: $50,000
North Carolina	Liability: 30/60/25 UM BI: 30/60 UMPD: $25,000
North Dakota	Liability: 25/50/25 UM/UIM BI: 25/50 PIP: $30,000
Ohio	Liability: 25/50/25
Oklahoma	Liability: 25/50/25
Oregon	Liability: 25/50/20 UM BI: 25/50 PIP: $15,000
Pennsylania	Liability: 15/30/5 First party benefits (PIP): $5,000
Rhode Island	Liability: 25/50/25
South Carolina	Liability: 25/50/25 UM BI: 25/50 UMPD: $25,000
South Dakota	Liability: 25/50/25 UM/UIM BI: 25/50
Tennessee	Liability: 25/50/15
Texas	Liability: 30/60/25
Utah	Liability: 25/65/15 PIP: $3,000
	Car Insurance Rates Nashville TN
Virginia	Liability: 25/50/20 UM/UIM BI: 25/50 UMPD: $20,000
Washington	Liability: 25/50/10
West Virginia	Liability: 25/50/25 UM BI: 25/50 UMPD: $25,000
Wisconsin	Liability: 25/50/10 UM BI: 25/50
Wyoming	Liability: 25/50/20

Call AmeriAgency At 888-851-5572 To Start Saving Up To 27% On Car Insurance Rates Nashville TN