Car Insurance Rates Nashville TN

Dec 17, 2018 (0) comment

Car Insurance Rates Nashville TN

Car Insurance Rates Nashville TN

AmeriAgency Has The Best Car Insurance Rates Nashville TN

Call AmeriAgency At 888-851-5572 To Start Saving Up To 27% On Car Insurance Rates Nashville TN

How to read auto insurance liability limits

Here’s how to read auto insurance liability minimums:

  1. First number: Bodily injury liability maximum for one person injured in an accident.
  2. Second number: Bodily injury liability maximum for all injuries in one accident.
  3. Third number: Property damage liability maximum for one accident.

For example, if you live in New York, the minimum liability limits are $25,000 for injury liability for one person, $50,000 for all injuries and $10,000 for property damage in an accident (written as 25/50/10). Plus, New York requires you to have personal injury protection (PIP) and uninsured motorist bodily injury coverage (UM).


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UM, what?

Here’s your guide to the car insurance acronyms in the chart below.

  • UM = Uninsured motorist coverage.
  • UIM = Underinsured motorist coverage.
  • UM BI: Uninsured motorist bodily injury coverage.
  • UMPD: Uninsured motorist property damage coverage.
  • PIP: Personal injury protection.
  • PPI: Property protection insurance (Michigan).
  • BI liability: Bodily injury liability.

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Car insurance requirements by state
StateMinimum auto insurance limits
AlabamaLiability: 25/50/25
AlaskaLiability: 50/100/25
ArizonaLiability: 15/30/10
ArkansasLiability: 25/50/25
CaliforniaLiability: 15/30/5
ColoradoLiability: 25/50/15
ConnecticutLiability: 20/40/10 (effective Jan. 1, 2018: 25/50/25) 
UM/UIM BI: 20/40
DelawareLiability: 25/50/10
PIP: 15/30
District of Columbia Liability: 25/50/10
UM BI: 25/50
UMPD: $5,000
FloridaLiability: 10/20/10
PIP: $10,000
BI liability not required by Floridabut many carriers require 10/20
Georgia Liability: 25/50/25
Car Insurance Rates Nashville TN
IdahoLiability: 25/50/15
Illinois Liability: 25/50/20
UM BI: 25/50
IndianaLiability: 25/50/10 (effective July 1, 2018: 25/50/25)
IowaLiability: 20/40/15
Kansas  Liability: 25/50/25
UM/UIM BI: 25/50
PIP: $4,500 medical/$900 work loss
KentuckyLiability: 25/50/10 (effective Jan. 1, 2018 25/50/25)
PIP: $10,000

Car Insurance Rates Nashville TN
MaineLiability: 50/100/25
UM/UIM BI: 50/100
Medical payments: $2,000
Maryland Liability: 30/60/15
UM/UIM BI: 30/60
UMPD: $15,000
PIP $2,500
Massachusetts Liability: 20/40/5
UM/UIM BI: 20/40
PIP: $8,000
MichiganLiability: 20/40/10
PIP: Medical and work loss
PPI: $1,000,000
Minnesota Liability: 30/60/10
UM/UIM BI: 25/50
PIP: $40,000
MississippiLiability: 25/50/25
Missouri Liability: 25/50/10
UM BI: 25/50
MontanaLiability: 25/50/20
Nebraska Liability: 25/50/25
UM/UIM BI: 25/50
NevadaLiability: 15/30/10 (effective July 1, 2018: 25/50/20)
New Hampshire*Liability: 25/50/25
UM/UIM BI: 25/50
Medical payments: $1,000
*Insurance not mandatory in New Hampshire
New Jersey Liability: 15/30/5 (standard policy)
UM/UIM BI: 15/30
UMPD: $5,000
PIP: $15,000
 
Car Insurance Rates Nashville TN
New YorkLiability: 25/50/10
UM BI: 25/50
PIP: $50,000
North Carolina Liability: 30/60/25
UM BI: 30/60
UMPD: $25,000
North Dakota Liability: 25/50/25
UM/UIM BI: 25/50
PIP: $30,000
OhioLiability: 25/50/25
OklahomaLiability: 25/50/25
Oregon Liability: 25/50/20
UM BI: 25/50
PIP: $15,000
PennsylaniaLiability: 15/30/5
First party benefits (PIP): $5,000
Rhode IslandLiability: 25/50/25
South CarolinaLiability: 25/50/25
UM BI: 25/50
UMPD: $25,000
South Dakota Liability: 25/50/25
UM/UIM BI: 25/50
TennesseeLiability: 25/50/15
Texas Liability: 30/60/25
Utah Liability: 25/65/15
PIP: $3,000
 
Car Insurance Rates Nashville TN
Virginia Liability: 25/50/20
UM/UIM BI: 25/50
UMPD: $20,000
WashingtonLiability: 25/50/10
West VirginiaLiability: 25/50/25
UM BI: 25/50
UMPD: $25,000
WisconsinLiability: 25/50/10
UM BI: 25/50
WyomingLiability: 25/50/20

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