Georgia Commercial Insurance

Georgia Commercial Insurance

Georgia Business Owner Policy

A Business Owner Policy (BOP) incorporates business property and business liability insurance into a single policy. BOP insurance is used by many small businesses to provide coverage for claims resulting from disasters, property damage or bodily injury. For example, consider a BOP for your small business in Georgia if:

• Your business has property or assets that can be stolen or broken, whether it’s furniture, computers, digital assets, private data or products.
• Your company has employees or customers who could be injured on the job site by heavy machinery or performing everyday tasks.
• Your business rents or owns a physical location where injuries or illnesses that can be shared can occur.

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General Liability Insurance

General Liability (GL) insurance, also known as business liability insurance, is coverage that will protect your business from possible claims such as personal injury, property damage, and/or personal injury and publicity claims. AmeriAgency offers General Liability insurance to protect you and your small business in the event of the following:

• A bodily injury occurs on your property and the injury results in expensive medical bills and/or a lawsuit.
• Your employee damages a client’s property while on the job.
• You or your company are charged with defamation, libel or copyright infringement in connection with advertising your goods or services.

Commercial Flood Insurance

Commercial flood insurance available with AmeriAgency through the National Flood Insurance Program (NFIB) helps protect your business from flood damage. A commercial flood insurance policy helps cover costs resulting from damage to a company’s physical contents and assets, such as furniture, computers, inventory, as well as losses caused to your business location, such as walls, ceilings and ceilings. Most commercial property insurance policies do not cover flood damage. Consider purchasing commercial flood insurance from AmeriAgency to protect your business in the event of the following:

• A flash flood arrives in your area and floods the warehouse where your product is stored and shipped.
• Your business is in an area where natural disasters often occur.
• Heavy rain causes flooding that damages your business property.

Georgia Workers’ Compensation Insurance

Most states require employers to provide Workers’ Compensation Insurance (workers’ compensation) to ensure that employees receive prompt and fair compensation for injuries or illnesses caused by or received on the job. Workers’ compensation insurance covers employees’ wages for lost work hours, medical care, medications, and more. If the employee or family files a claim due to an accident or injury, workers’ compensation insurance can help cover legal fees related to their business in Georgia. Hartford offers workers’ compensation insurance to protect your business in the case:

• An employee slips on a slippery floor at work and requires medical treatment and a few weeks of recovery.
• An employee has an automobile accident while driving on behalf of the company and requires a trip to the emergency room.
• An employee gets a hernia from lifting heavy machinery at work and must have it surgically removed.
• An employee is cut while preparing food for the workplace.

Save Up to 27% in Georgia Commercial Insurance With AmeriAgency. With More Than 20 Years of Experience, We’re Sure We Can Help

For more information, call us at 1-888-851-5572. If you would like to receive a fast and free quote, visit us on our webpage!