Low Auto Insurance Rates – Are you tired of paying exorbitant auto insurance rates? Look no further – we have the secrets to help you unlock substantial savings! In this article, we will reveal proven strategies to lower your auto insurance rates without compromising on coverage. Whether you’re a new driver, have multiple vehicles, or simply want to find a better rate, our comprehensive guide will equip you with the knowledge you need to take control of your insurance costs. With the right approach, you can potentially save hundreds of dollars each year. From understanding how insurers calculate premiums to exploring lesser-known discounts, we will delve into the factors that influence auto insurance rates. Uncover the secrets to improving your driving record, maximizing your deductibles, and taking advantage of bundled policies. We won’t present any inaccurate information or make false promises – our aim is to provide you with actionable tips and advice that you can start implementing today. Don’t let high insurance rates drain your wallet any longer. Read on to discover how you can unlock the secrets to lowering your auto insurance rates.

How Much Does Car Insurance Cost on Average?

The average annual cost of car insurance in the United States was $941.65 in 2019 according to a study by ValuePenguin. However, this figure varied wildly from state to state—with the most expensive state having car insurance costs over four times that of the cheapest state. Scroll through the table below to find the average cost of car insurance in your state, or use the form above to find a cheaper quote for auto insurance.

Save Up to 27% With AmeriAgency. With More Than 20 Years of Experience, We’re Sure We Can Help

Monthly Car Insurance Rates by State

Insurers use the location where you live, specifically your zip code, as an important factor in pricing your auto insurance premiums. We found that the three most expensive states for car insurance are Louisiana, Michigan, and Florida—whose average annual rate ranged from $1,596 to $1,824 per year. At the other end of the spectrum, North Dakota, Ohio, and North Carolina had the cheapest auto insurance costs. These three states featured annual car insurance rates from $428 to $520.

Car Insurance Rates by Age

Auto insurance quotes also vary depending on the driver’s age and their years of experience. Young and inexperienced drivers tend to be more dangerous behind the wheel, which is why insurance companies charge them higher auto insurance rates.

For example, teenage drivers pay nearly four times more than those in their 20s—with 16-year-old drivers paying an average of $344.78 a month for auto insurance coverage. Contrast that to a 25-year-old driver paying only $118.89 a month on average for their auto insurance policy.

Save Up to 27% in Low Auto Insurance Rates With AmeriAgency. With More Than 20 Years of Experience, We’re Sure We Can Help.

For more information, call us at 1-888-851-5572. If you would like to receive a fast and free quote, visit us on our webpage!