Choosing the Right Car: Insurance is a Factor

 Choosing the Right Car Choosing the right car isn’t as simple as it used to be when your only option was a Model T in a single color: black. With so many choices, makes, models, special features, etc. it’s hard to figure out where to begin. Follow these 7 guidelines to find the right automobile […]

Driving with Kids – Baby On Board

Driving with Kids They may be your own, or they’re your grandkids or your friend’ kids, but driving with kids is a task that should always be taken seriously. Having kids in the car can be quite distracting. Perhaps they are fighting in the back seat, or maybe one is asking you for a snack […]

Understanding Chronic Pain

Understanding Chronic Pain Millions of Americans need ongoing treatment. Despite recent headlines shouting about the over-prescription of opioids, many studies show that pain is often under diagnosed and under-treated. September is Chronic Pain Awareness Month, which means that organizations and individuals are working together to raise awareness about the realities of living with chronic pain […]

Personal Annual Review: Your Insurance Check-up

Personal Annual Review You Aren’t Just Anyone You need a personal annual review. Insurance policies are made to be customized for a reason. The business executive has more income and assets to protect from liability claims than the recent college graduate. Families have more people to think about than young single people or an empty […]

Protecting Your Family From Carbon Monoxide Poisoning

Carbon Monoxide Poisoning According to the U.S. Consumer Product Safety Commission, over 200 people in the United States die annually from carbon monoxide poisoning, usually due to faulty gas appliances. Other organizations, such as the American Medical Association (AMA), estimate much higher rates of death. The AMA has reported that carbon monoxide poisoning is the […]

Insurance Coverage Definitions – Property Coverage

PROPERTY COVERAGE Property coverage provides first-party coverage on the insured’s tangible assets from a variety of causes of loss. There are many forms and approaches starting with the general and moving to the specific. The range of options allows an agent to work with a customer to develop the approach that is right for them. […]

Creating a Vision Board for your Business

Vision Board Re-posted If you’re a modern business owner, chances are you have spent time developing a mission and vision for your business, and you have a detailed strategic plan for making those things happen. Many business owners are also using vision boards as a tool to bring their company closer to success. Here’s how […]

Countdown to College

It’s only July. But for those that have a child college bound in the fall, you may be a little or a lot concerned already, depending on their maturity level and how far away he or she will be when September comes around. Here are a few ways to help an aspiring adult along with […]

Top 10 Small Business Mistakes

Starting a small business is exciting, but on the journey to success, mistakes are inevitable. But if you’re starting your own company, some mistakes can be fatal. Increase the odds that your new small business will stay afloat by avoiding these all-too-common roadblocks: Not having a backup plan: Small business – we love to glorify […]

Commercial Insurance Coverage Definitions

Reference in-depth insurance coverage definitions and related coverage forms for the following areas:  Property and Time Element Cause of Loss  Inland Marine Coverages  Crime Coverages  Liability Coverages  Commercial Auto Coverages  Workers’ Compensation Coverages  Excess Liability Coverages  Aviation Coverages  Specialty Coverages  Bonds INLAND MARINE COVERAGES Inland […]