Affordable Auto Insurance in Nashville
Intro to Auto Insurance(Affordable Auto Insurance in Nashville)
Accidents happen. When they do, having the right auto insurance can make a big difference.
Most states require a minimum amount of insurance. And if you have a loan on your car, you may have to carry specific coverage. The rest is up to you. Do you know what “the rest” is? We do. Let us help you understand the coverage you have and determine where your gaps are.
Coverage Options
Physical Damage provides protection for damage to your vehicle if you have a covered accident, and you choose a deductible for each coverage. Your deductible is the amount you’re responsible for each time you have a covered claim. Your insurance costs will be lower with a higher deductible, but your costs at claim time will be higher.
Collision
Coverage for damage to your vehicle in situations like hitting another car or getting into a single vehicle accident
Deductible choices: $100, $250, $500, $1,000
Comprehensive
Coverage for your vehicle from claims like theft, vandalism, hail, and falling objects
Deductible choices: $100, $250, $500, $1,000
Uninsured Motorists Property Damage
Pays the amount you’re legally entitled to recover for damages to your vehicle in a covered accident caused by someone who does not have insurance or by a hit-and-run motor vehicle. In some states identification of the hit-and-run driver is required. Coverage, deductible and availability varies by state
Liability insurance can protect you if you’re at fault in an accident and responsible for injuries to others or damage to property. Medical costs and lawsuits can be costly, so it’s important to carry the right coverage limits for your situation . Coverage amounts vary by state and if you’re not sure what to choose, we can help you figure it out.