Texas has among the largest numbers of vehicles and drivers in the United States. It also has a multi-billion-dollar infrastructure system that ranges from urban interstates to indispensable rural routes.
So, whenever you hit the road in Texas, you must protect yourself. Having a targeted car insurance will help you do so. At AmeriAgency, we can help all Lone Star State drivers get the cover that is most appropriate for their unique needs. Are you looking for homeowners insurance?
Whether you are driving on I-35 or one of Texas’ numerous county routes, there is always a chance that you might have trouble. Anything from accidents, to severe weather and even theft or carjacking might cause you and your vehicle harm. With car insurance, you’ll be able to financially protect yourself from the numerous driving hazards out there.
With your policy’s funding, you might be able to pay for:
Vehicle repairs resulting from multiple causes
A new vehicle if an accident totals your car
Injuries to both yourself and others
Property damage you cause to third party property
Rental cars, roadside assistance and towing services
Texas Car Insurance Basics
When you buy auto insurance in Texas, it has to meet the minimum requirements set forth by the state. These minimums cover some damage you could cause to another vehicle or person.
Minimum $30,000 for injuries per person
Minimum $60,000 for injuries per accident
Minimum $25,000 for damage to property
You must show proof of insurance at various time, including when you register your car, at the time of an accident and when asked by a police officer. Your insurance company must be licensed by the state, and it must provide you with documentation. You can find more information here.
How Much Does Car Insurance Cost in Texas?
Texas is a big state, so it’s not surprising that there are some big variations in what drivers might pay for car insurance. A 30-year-old woman with a clean driving record might pay as little as $64.60 a month with $75 down to insure a 2010 Toyota Corolla under the minimum liability requirements in Ballinger. Change any of these factor – including where she lives, how many driving incidents she’s had, what she drives, or how much insurance she needs – and her rates could change too.
