Alabama Homeowners Insurance H03 gives you a backup plan in case a catastrophe strikes in your neighborhood. Whether it’s a fire, heavy winds or a burglary, you’re covered if you have a suitable Alabama homeowners insurance policy.
You can add any of these coverages to customize your policy based on your needs.
Covers water damage from backed-up sump pumps and sewer systems
Example: Your sump pump breaks down, and water/sewage floods back into your basement, damaging your carpet, furniture, billiards table, washer, and dryer. Water back-up then pays for the sewage removal and that damage to your property. You need Alabama Homeowners Insurance H03.
Covers uncommon but expensive lawsuits and situations
Personal injury covers your legal fees and additional damages from:
Example: Your teenage child damages their teacher’s reputation by posting something online. So, the teacher decides to sue you. Personal injury will then cover your lawyer, court fees, and any damages you have to pay, subject to your policy.
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