If you live in a rented house or an apartment, renters insurance provides important coverage for both you and your possessions. In case your house or apartment is broken into, destroyed by a fire, or perhaps a friend gets injured at your home, renters insurance provides financial protection for you and your family. It pays for the repair and replacement of lost items, as well as any liability issues you may be responsible for.
A renters insurance policy from AmeriAgency can provide you with coverage for your personal items and personal liability to protect you from the unexpected.
Only forty-four percent of those renters have renters insurance. The majority of renters don’t have the tenant protections they deserve. While you’re protected by state law from certain landlord behavior, the law doesn’t protect you from being sued by your landlord after a fire. New York renters insurance is the only way to secure your family, your assets, your property, and your future.
Coverages
AmeriAgency is a premier provider of renters insurance. We’re in tune with the coverage and budget needs of renters, and we know that people have a variety of reasons for renting. Can you get renters insurance without a lease in New York? Does it matter why you’re renting?
If you live somewhere that you do not own, you can get renters insurance in New York.
Students with roommates can get a policy for each roommate.
You don’t have to be in the state yet. If you’re moving from out-of-state, once you find an apartment, you can buy renters insurance before your move-in date.
If you’ve sold your home and downsized to an apartment, you really require renters insurance because you have substantial retirement accounts to protect.
Whatever the reason you rent, coverage is important. Your lease probably requires it, and one liability claim is all it takes to wipe out everything you’ve accumulated over the years.