Auto Insurance Business
Auto Insurance Business
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Vehicles used for business need extra protection. We can help.
If you don’t have commercial auto insurance, you run the risk of:
- Limited or no coverage for accidents while using your vehicle for business
- Paying out of pocket for repairs, injuries, and more
- Losing your personal auto coverage
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Commercial Auto Insurance can cover your vehicle 24/7, whether you’re working or not. Protect your business and yourself.
What is commercial auto insurance?
In the event of an auto accident or loss, Commercial auto insurance covers vehicles used by your business for:
- Damage to your vehicle(s)
- Driver injury
- Injury to someone else
- Damage to someone else’s property
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Commercial auto policies tend to have higher coverage limits than personal policies, because business vehicles require more protection in case of accidents.
What vehicles are covered by commercial auto insurance?
These types of vehicles may be covered if they’re used for business purposes:
- Cars
- Vans
- Pickup trucks
- Box trucks
- Service utility trucks
- Food trucks
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Who requires commercial auto insurance?
If you or your employees use your vehicle as part of your business, you should have a commercial auto policy. We often cover vehicles used by:
- Electricians, plumbers, and HVAC professionals
- Carpenters, painters, and other contractors
- Landscapers and plow services
- Caterers and food vendors
- Other business types, like real estate and sales
