Auto Insurance Rebuilt Titles

Apr 05, 2019 (0) comment

Auto Insurance Rebuilt Titles

Auto Insurance Rebuilt Titles

Auto Insurance Rebuilt Titles

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How To Insure Cars With A Salvage or Rebuilt Title

Insuring salvage cars or vehicles with a rebuilt title can be tricky. Find out why some insurers charge higher rates or refuse to cover them.

Say you take a trip out to a used car dealership to look for a new car. You find several vehicles that would meet your needs. The only problem? When you look at the paperwork, you find that one of them has a rebuilt title. And the other has a salvage title.

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You’re concerned, but you’re not sure exactly what that means. Should you walk away? Use the status of the title as a bargaining chip? Just pull the trigger? This article is meant to help drivers learn what these title statuses mean. And how to get proper insurance for these cars.

Salvage Title vs. Rebuilt Title

There is a big difference between a salvage and rebuilt title. A salvage title means that the vehicle was totaled. This could be from a natural disaster, vandalism, or a car wreck. Once a salvage vehicle is fixed, it gets a rebuilt title. A rebuilt title means the once-salvaged vehicle is now in satisfactory condition.

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What is a Salvage Title – Can I Get Auto Insurance Rebuilt Titles or Salvage Titles?

What does salvage title mean? Sometimes a car is damaged to the point where it costs more to fix than what it’s worth.

When this happens, the car is deemed a total loss, or “totaled,” by your insurance company. This will most likely happen if the damage is between 50 to 80 percent of the actual cash value of the vehicle. Each state has their own laws on how to decide whether a car is totaled.

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