Auto Insurance In TN

 Auto Insurance In TN

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When it comes to auto insurance, every state is different. See what coverages and coverage limits Tennessee requires in the table below. These requirements are just a starting point — you may want to purchase additional coverage or increase your coverage limits.

Find the Right Tennessee Auto Insurance Coverage for Your Needs.

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When you drive with quality coverage, you drive with peace of mind. AmeriAgency Insurance can help you stay protected, wherever the road takes you.

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Auto Insurance In TN

COVERAGE TYPES
TENNESSEE REQUIREMENTS

Bodily Injury Liability
Helps cover expenses related to the injury or death of another driver or a pedestrian when an accident is your fault.

$25,000 limit per person/$50,000 limit per accident

Property Damage Liability
Helps cover expenses related to the damage of another person’s property—like vehicles, homes, buildings and other structures—when an accident is your fault.
$15,000 limit
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Uninsured Motorist
Helps cover medical expenses if you’re in an accident, the other driver is at fault and doesn’t have any insurance.
Not required
Underinsured Motorist 
Helps cover medical expenses if you’re in an accident, the other driver is at fault and doesn’t have enough insurance.
Not required
Medical Payments
If you and/or your passengers are hurt in an accident, this can cover your medical or funeral expenses.
Not required
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Collision
Covers expenses to repair or replace your vehicle that’s been damaged in an accident.
Not required
Comprehensive
Covers expenses to repair or replace your vehicle that’s been stolen or damaged by things like storms or vandalism.
Not required