Barber Shop Insurance Tennessee
Business Insurance for Barber Shops
Barbershops are more than just a place to get a haircut and a shave. In cities and towns all over this country, barbershops are the center of the community. They’re the place where people, stories, and service converge.
But like any business, barbershops face their share of challenges. Sometimes accidents happen, and without barber insurance, a single incident could be enough to close down your shop. Even if you only rent a chair in a shop, you can be held responsible for customer injuries or dissatisfaction with your services.
On that note, it’s a good idea for barbershop owners who rent chairs to require barbers to carry their own insurance.
Let’s look at some of the barber insurance policies you may need if you own your own shop or work as a barber for hire.
General Liability Insurance
General Liability Insurance typically covers third-party (i.e., non-employee) lawsuits over bodily injuries, property damage, and advertising disputes involving your barbershop.
So say a customer comes in for a trim and trips in the shop. The customer sues you to cover his medical bills. General Liability Insurance should be able to cover your legal expenses, including…
- Attorney fees.
- Court costs.
- Settlements or judgments.
The policy’s property damage liability protection is important, too. If your landlord sues you for damaging the building, your General Liability may help cover those costs. If you work as a contractor and damage the shop owner’s equipment, General Liability Insurance can help cover the cost to replace their damaged property.
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For more information, call us at 1-888-851-5572. If you would like to receive a fast and free quote, visit us on our webpage!
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