Best Homeowners Insurance TN

Best Homeowners Insurance TN

AmeriAgency is Simply The Best Homeowners Insurance TN

How do you define dream house? You might’ve chosen a Spanish-style hacienda on your favorite golf course, a center-hall colonial in a great school district, or a perfectly restored mid-century modern. Your home is a major investment, but — more than that — it’s where you raise a family, entertain friends and create lifelong memories.

Whether you live in the perfect starter house, a custom-built dream home or something in between, one thing is true: You want to protect the life you’ve made there.

Here are some typical situations in which homeowners insurance can help:
There’s a fire in your kitchen
Risk:

You act quickly and prevent a grease fire from getting out of control, but smoke damages the counters and cabinets in your kitchen.

Coverage:

Property coverage in your policy can help if your house is damaged by fire and/or smoke.


Thieves strike while you are away

Risk:

You return from a family vacation to discover thieves have stolen electronic equipment from your media room.

Coverage:

If your possessions are stolen, damaged or destroyed in an insured loss, your coverage can help replace them, up to the policy’s stated limits.


A visitor is injured

Risk:

A guest at your annual Fourth of July barbecue trips on the steps between your deck and the lawn — fracturing his wrist when he falls against a stone retaining wall.

Coverage:

Medical payments coverage can cover the medical costs if a visitor is hurt on your property, regardless of liability.


AmeriAgency is Simply The Best Homeowners Insurance TN

A tornado hits

Risk:

You heard the warning sirens and escaped uninjured, but you can’t live in your house while tornado damage is repaired.

Coverage:

Coverage for additional living expenses can help with the extra cost of temporary relocation caused by a covered event.


Your homeowners insurance can also help with some losses that happen away from home. For instance:

Your jewelry is stolen

Risk:

You mastered the basics of surfing during lessons in Hawaii — but your wedding ring is stolen.

Coverage:

With personal property coverage, lost jewelry is covered up to your policy limits.


Optional coverage that’s popular with homeowners

Homeowners policies generally cover valuable items like jewelry, artwork, and collectibles — but usually at relatively low limits. With personal articles floaters, you can insure specific valuables at higher limits.

Call AmeriAgency at 888-851-5572 To Start Saving Up To 27% on Homeowners Insurance