Builders Risk Insurance Tennessee
Running a construction company is incredibly rewarding, whether you are self-employed or have a team of 20 employees. Protecting your business from risks, whether required by the government or recommended by your insurance agent, is key to future growth and profitability. AmeriAgency can provide you the best coverage for builder’s risk insurance in Tennessee. Do you need property coverage?
Save Up to 27% in Builders Risk Insurance With AmeriAgency. With More Than 20 Years of Experience, We’re Sure We Can Help!
Contractor businesses are unique to retail stores and traditional businesses and may include:
- HVAC Technicians
- General Contractors
- Engineering Companies
- Solar Installers
- Painters, Hands and more.
Many contractors operate outside the home and may not require commercial property insurance. Instead, contractors often do the work on the customer’s premises. It may be a residential home, construction site or commercial property. General liability insurance provides extensive protection.
A construction site for a new building is exposed to a variety of hazards including natural disasters, theft, vandalism and more. These risks of builder’s risk insurance are covered by a Construction/Construction Risk Insurance Course.
Contractors also rely on special tools and equipment that can fail, be damaged, or even be stolen. This equipment can be owned or leased, and requires a special equipment policy from the contractor. Contractors are more likely to be injured while working or traveling. Let’s not forget the relentless heat that can put employees in the hospital. These risks are covered by Workers’ Compensation Insurance.
Many contractors rely on a commercial vehicle for transportation, which exposes the company to traffic accidents and other responsibilities. This risk is covered by the Commercial Auto Policy.
For more information, call us at 1-888-851-5572. If you would like to receive a fast and free quote, visit us on our webpage!