Auto Insurance

Business Insurance Smyrna TN: Find Your Savings

Business Insurance Smyrna TN

Get the right coverage for your small business

From minimum coverage to specialized protection, our flexible options allow you to get your business insured accurately for each stage of your business’s development.

Basic Business Insurance Smyrna TN

Accidents, illnesses, lawsuits… If you’re in business, you’re exposed. While the number of risks you’re exposed to is almost unlimited, you might only need a few basic coverages to start out. For example:

  • General liability insurance – All small businesses, old and new, need general liability insurance. It’s basic liability protection that guards against things like accidents, injuries, property damage and lawsuits.
  • Commercial auto insurance – If you use vehicles for work, you’ll need commercial auto insurance to be fully covered. Personal policies don’t usually cover work related incidents. You’ll save up to 5% if you combine this with General Liability! Do you need a commercial auto policy? Find out here.

As your business grows

Most small businesses insurance needs quickly extend beyond basic liability and commercial auto insurance. Certain jobs require specific coverages, employees need protection, and a number of risks fall outside the protection of basic liability coverage.

When insurance coverages are packaged together, it’s often referred to as a Business Owners Policy, or BOP. Additional coverages in a BOP might include:

  • Property – This can protect your commercial buildings and most of your personal property. Both of which are not covered by liability insurance. Liability normally covers other people’s assets, not yours.
  • Business income interruption – If your policy includes coverage for property, you also have protection in the event of business interruption. For example, if you have a property claim that prevents you from operating your business, business income interruption coverage could help pay you for your lost income, employee salaries and rent expenses.
  • Professional liability – Do you give professional advice or provide a professional service? If so, you should probably carry professional liability insurance. This can be endorsed to your BOP.

While technically not part of a BOP, we also offer workers’ compensation insurance to help pay for things like medical costs and lost wages of employees who become ill or injured on the job.

 

baird@ameriagency.com

Share
Published by
baird@ameriagency.com
Tags: acceptance auto insurance quoteacceptance auto insurance tennesseeacceptance insurance gaacceptance insurance murfreesboroaffordable homeowners insurance in tennesseeallstate nationwideameri prize insuranceapartment building insurance tennesseeauto insurance americaauto insurance companies in nashville tnAuto insurance free online quotesauto insurance selmeraverage car tennessee insurancebest auto tennessee insurancebest home insurance tennesseebest homeowners insurance rates in tennesseebest insurance companies in tennesseebest tn home insurance ratescar insurance east tennesseecar insurance nolensvillecar insurance selmercar tennessee insurancecheap auto insurance shelbyvillecheap car insurance lenoir citycheap home insurance tennesseecheap homeowners insurance tennesseecheap homeowners insurance tncheapest home insurance tennesseeclassic car insurance tennesseeconstruction insurance tennesseecontractor liability insurance tennesseecontractors liability insurance tennesseegeneral contractor insurance tennesseehome insurance lenoir cityhomeowners insurance rates tennesseehomeowners insurance smithvillehow to cancel nationwide renters insurancehow to get sr22 tennessee insuranceinsurance companies in murfreesboro tennesseeinsurance madison tninsurance murfreesboroinsurance quote nashvillejackson tennessee nationwidelow cost tennessee insurancelowest cost insurance nashvillelowest home insurance tennesseelowest rate tn insurancemadison auto insurancememphis nationwide insurancemurfreesboro home insurancemy car insurancenashville auto insurance ratesnashville home insurancenashville home insurance ratesnashville insurance bondsnationwide memphisnationwide sr-22oncampus seguroprogressive insurance murfreesboro tnrenters insurance in memphis tennesseerenters insurance rates in tennesseerenters insurance tennessee quotesseguro facilseguros de autos allstateselmer auto insurancesmall business insurance knoxvillesmall business insurance memphissmall business insurance nashvillesmyrna cheap insurancesmyrna home insurancesr22 car insurance in tennesseesr22 nationwidesr22 tennessee insurancetennessee auto insurance agency smyrna tntennessee homeowners insurance ratesthe general insurance nashville tntn agency auto insurancetn auto insurance agencytn boptn dl sr22trinity auto nashvillewhat is sr-22 tennessee insurance forwhat is sr22 tennessee insurancewho has the cheapest car tennessee insurance

Recent Posts

Costco Mas Cercano: Aprovecha las Mejores Ofertas

Costco Mas Cercano - ¿Estás buscando el Costco más cercano para aprovechar las mejores ofertas?…

6 days ago

Travelers Car Insurance Phone Number: Get Instant Assistance

Travelers Car Insurance Phone Number - Need instant assistance with your Travelers car insurance policy?…

1 week ago

Cheapest Car Insurance TN: How to Find It

Cheapest Car Insurance TN - Are you a resident of Tennessee looking for the cheapest…

1 week ago

Drivers License Address Change in Texas: What You Need to Know

Drivers License Address Change in Texas - Moving to a new address can be an…

2 weeks ago

Aseguranzas Progressive: Descubre las Ventajas y Beneficios

Aseguranzas Progressive - ¿Estás buscando una aseguranza confiable y con ventajas para proteger tu vehículo?…

2 weeks ago

Retrieve a Quote Progressive: Let An Insurance Agent Help You

Retrieve a Quote Progressive - Looking for the best insurance quote? Look no further -…

2 weeks ago