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What is a Bond For A Notary?

In most states, notary publics are required by law to purchase and maintain a Notary Bond (Surety Bond). A notary public is a person licensed in his/her state who can legally approve and witness signatures on documents. A notary public can also administer oaths in depositions.

Notary Bonds exist to protect the public from mistakes (think fraud and misconduct) which notaries make while performing their duties.

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Think of a Notary Bond as an extra layer of protection for people who need documents notarized, or who need to take an oath.

A Notary Bond is different from Notary Errors and Omissions Insurance. Notary E&O insurance (unlike a Notary Bond) actually protects the notary public. It generally protects against mistakes which are unintentional. You can learn about the differences between a Notary Bond and Notary E&O Insurance here.

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How do Bonds Work?

A notary public purchases a Notary Bond. If the notary public commits fraud or misconduct and one of the notary’s customers faces financial loss, the customer is protected by the bond. The customer can make a claim against the Notary Bond. You can learn about the bond claim process here.

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Notary Bond Amount

Depending on what state, the Notary Bond amount might be as little as $1,000 or as much as $15,000.

The Notary Bond amounts and Notary Bond costs are not the same.

Notary Bonds are relatively inexpensive to buy. Generally speaking, a notary will only need to pay $50-$100 to secure their bond.

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