Buy SR22 Insurance
Buy SR22 Insurance
Click Here Now Or Call AmeriAgency At 888-851-5572 To Start Saving Up To 27% And Buy SR22 Insurance
Have you had an accident without insurance, get a DUI or get a DWI, you probably have to get SR22 Insurance to keep or get your license back.
Are you working on getting your driver’s license back after previously getting it suspended or revoked? If you’re in the process of working to get back your driving privileges, it is very probable you keep coming across the term SR22 filing when looking through the steps required to get licensed and insured. SR22 is a state filing required of drivers who have gotten into some trouble along the way. Knowing what SR22 insurance is and how to get it is the beginning of getting your driving privileges reinstated.
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Technically, SR22 insurance does not exist. SR22 is not a type of insurance — it’s a form your insurance company has to fill out and file to prove to the government that you are adequately insured. Because of this, in common parlance, SR22 insurance is a plan under which your insurance carrier is willing and able to file paperwork with the state notifying them of your coverage. The insurance company will also keep the state update on your car insurance policy renewals and cancellations. The state usually requires this filing for a few years after a problematic incident to verify you are keeping your insurance in good standing at all times.
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Who needs SR22 insurance?
The state requires you to buy SR22 insurance when you have not followed the rules of the road. Several different types of violations can force you into SR22 filings, including drunk driving, reckless driving, driving without insurance, injuring someone in an at-fault accident, or even a series of small incidents that lead you to rack up too many points on your driver’s license. Each state has different laws governing SR22 filings, but one thing is consistent across all 50 states: If you never break the traffic laws, you will never have to worry about SR22 insurance.