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AmeriAgency Insurance Saves You Up To 27% On Car Insurance – Call Nationwide Car Insurance Now At 888-851-5572
What’s the Difference Between Comprehensive & Collision?
A lot of jargon gets thrown around in the world of car insurance. Two of the best examples are the words “comprehensive” and “collision.” What do they mean? You’re not the only driver to wonder. Need the Nationwide number?
Every state in the U.S. except New Hampshire requires drivers to buy liability insurance. Liability coverage helps pay for damages you cause to others. Collision and comprehensive coverage protect you for damages to your car. Collision and comprehensive coverages are optional, although about four of every five drivers buy them, often because the loan or lease agreement for your car demands it. Collision and comprehensive cover different scenarios, but because they are complimentary, they are usually purchased together. So people describe a policy that includes liability and comprehensive and collision as “full coverage”; but be wary of that phrase because it is somewhat misleading.
AmeriAgency Insurance Saves You Up To 27% On Car Insurance – Call Nationwide Car Insurance Now At 888-851-5572
Knowing the difference between comprehensive and collision coverage can help you pick the right amount of coverage and help you save money. Follow along as we compare comprehensive and collision coverage.
What is comprehensive coverage?
Comprehensive coverage pays for damage to your car that results from something other than a collision (that’s why it is also sometimes called “Other than Collision Coverage”). If your car is vandalized, stolen, or damaged by a natural disaster, contact with an animal, or by any other covered incident, your comprehensive coverage will help pay for the repairs or replacement.
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