Car Insurance Austin TX: How to Find a Better Rate

Car Insurance Austin TX

Required Auto Insurance Coverage

Drivers in Austin must have liability insurance, which covers damage to the property of others and the costs of injuries if you are considered at fault in an accident. Minimum limits for liability insurance:

• 30,000 bodily injury liability per person
• 60,000 bodily injury liability per incident
• 25,000 property damage liability per incident

Optional Coverages in Austin

More than one coverage is needed to provide peace of mind in the state capital of Lone Star. While liability insurance covers you if you cause an accident, what if you face other risks on the road such as theft, vandalism, or a long horn gallop? Need help in Spanish?

Fortunately, AmeriAgency helps Austin drivers stay protected on all fronts by offering a wide range of optional coverages, such as medical payments, uninsured motorists, comprehensive insurance and much more.

Why do You Need Auto Insurance?

It’s really all about protecting yourself financially.

• If you’re in an accident or your car is stolen, it costs money, often a lot of money, to fix or replace it.
• If you or any passengers are injured in an accident, medical costs can be extremely expensive.
• If you or your car is responsible for damage or injury to others, you may be sued for much more than you’re worth.
• Not only is having insurance a prudent financial decision, many states require you to have at least some coverage.

Questions to Ask Your Agent

Your Independent Agent is an advocate for finding auto insurance that meets your specific needs. Here are a few things to consider as you prepare for the discussion:

• How much can you afford to pay if you get in an accident? (To keep premiums low you may want to have a higher deductible and be willing to pay more for repairs.)
• What is the insurance company’s level of service and ability to pay claims?
• What discounts are available? (Ask about good driver, multiple policy and student discounts.)
• What’s the procedure for filing and settling a claim? (Ask who to call and what happens after you file a claim.)

Save Up to 27% in Car Insurance in Austin, TX With AmeriAgency. With More Than 20 Years of Experience, We’re Sure We Can Help

For more information, call us at 1-888-851-5572. If you would like to receive a fast and free quote, visit us on our webpage!