Cheap Flood Insurance

Cheap Flood Insurance

Would you be surprised to learn that flooding is actually ranked by the Federal Emergency Management Agency (FEMA) as the top natural disaster that occurs in the United States? AmeriAgency is here to help you and your family know and understand how to be protected in all situations pertaining to floods and flood insurance. Our goal is to present you with the facts, we place the highest importance on providing the residents of Louisiana with the best flood insurance options available in the industry.

Save Up to 27% in Cheap Flood Insurance With AmeriAgency. With More Than 20 Years of Experience, We’re Sure We Can Help!

Policy Information

Today, through the flood insurance coverage has been made available in more United States territories and communities. In addition, the number of national private insurance companies that offer government-backed flood insurance is growing.

 The federal government runs the National Flood Insurance Program (NFIP), which issues flood insurance policies. Even if you have homeowners, renters, condo, landlord, mobile home or business insurance, you may need to purchase a separate flood insurance policy to be protected from flood damage. 

The Basics

Insuring yourself against a flood is a little different than other policies.

• Floods are not covered under homeowners and renters policies. Only a specific flood insurance policy will cover home flood related losses.
• Most flood insurance is administered through the federal government. Homeowners, renters and businesses can purchase flood policies from an insurer under contract with FEMA. Federal flood insurance is available where the local government has adopted adequate flood plain management regulations under the NFIP—and many communities participate in the program.

About the National Flood Insurance Program (NFIP)

The National Flood Insurance Program provides coverage for up to $250,000 for the structure of the home and $100,000 for personal possessions.

The NFIP provides replacement cost coverage for the structure of your home. This means, the policy will cover the amount necessary to rebuild your home as it was before the damage.

However, the NFIP provides only actual cash value coverage for your possessions. That means you’ll get the current value of your possessions, which may be considerably less than the cost you’ll incur to replace them, especially if they are older and have depreciated in value.

There may also be limits on NFIP coverage for furniture and other belongings stored in your basem

Save Up to 27% in Cheap Flood Insurance With AmeriAgency. With More Than 20 Years of Experience, We’re Sure We Can Help!

For more information, call us at 1-888-851-5572. If you would like to receive a fast and free quote, visit us on our webpage!