Cheap Liability Only Insurance

Dec 17, 2018 (0) comment

Cheap Liability Only Insurance Or Cheap Liability Only Car Insurance

Cheap Liability Only Insurance

Call AmeriAgency Now At 888-851-5572 To Start Saving Up To 27% On Cheap Liability Only Insurance

Liability insurance

Liability coverage pays for the damage you do to others. It’s written as three numbers, such as 20/40/10. That translates to $20,000 in bodily injury coverage per person, $40,000 in bodily injury coverage per accident and $10,000 in property-damage coverage per accident.

It also pays for your legal bills if you cause an accident.

Call AmeriAgency Now At 888-851-5572 To Start Saving Up To 27% On Cheap Liability Only Insurance

Bodily-injury liability will pay for others’ medical bills and lost wages when an accident is your fault, except in “no-fault” states, where your own Personal Injury Protection (PIP) coverage would pay for your injuries.

Property-damage liability pays to repair or replace property that you destroy. This includes other cars or property, such as fences.

Call AmeriAgency Now At 888-851-5572 To Start Saving Up To 27% On Cheap Liability Only Car Insurance

States have set minimum limits of car insurance you must buy, but you may find them woefully inadequate. If you cause a major accident you’ll quickly exhaust your limits – and be personally on the hook for the rest.

If you cause $65,000 worth of damage and have an insurance limit of $40,000, you’re responsible for the remaining $25,000 and could be sued for it.

Liability insurance has no deductible.


Call AmeriAgency Now At 888-851-5572 To Start Saving Up To 27% On Cheap Liability Only Insurance

Car insurance rates

Cheap Liability Only Car Insurance companies expend considerable time and effort deciding how to price policies. The factors usually used are:

  • Your address.
  • Your driving record.
  • Your credit (except where state law bans the use of credit information in insurance pricing).
  • Your past claims.
  • Your vehicle.
  • Your daily commute and/or annual mileage.

Other pricing factors also come into play, such as whether your car will be parked in a garage when you’re home.

Call AmeriAgency Now At 888-851-5572 To Start Saving Up To 27% On Cheap Liability Only Insurance

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