Cheap Liability Only Insurance
AmeriAgency Compares Rates So You Can Get Cheap Liability Only Insurance
Even if you’re the safest driver on the road, there are a number of distractions that can put you at fault for an accident. Maybe a big ol’ bumble bee flew into your car and went down your shirt, or a kid in the back threw a sippy cup at you. Crazy. Things. Happen.
Not only do you need liability coverage to protect you against crashes caused by the unexpected, you also need it because it’s the law. Our independent agents are ready to walk you through your options and help you find the right coverage to keep you secure or at the very least, street legal.
What Is Liability Only Car insurance?
At its bare bones, it’s a policy that you’re legally required to have that covers injuries to other drivers or damage during an accident you’re found at fault for. Unfortunately, it offers zero protection for any of your own medical bills or any of your vehicle repairs, so you’ll need an additional insurance policy for that.
Why Do I Need Liability Insurance?
The big reason is that it’s illegal to drive without it. Another reason is that it has the potential to save you from financial ruin if the accident is your fault. Medical expenses and repairs can be costly, and since liability premiums are typically low, it’s more than worth the cost. The whole legally-required-to-have-it part should make this a pretty easy decision.