Cheapest Auto Insurance
Cheapest Auto Insurance Auto Insurance can be confusing at best. Allow the professionals at AmeriAgency Insurance to assist you in obtaining coverage that is specific to you and your family’s needs. Based on information you provide, our insurance agents will craft an affordable, comprehensive policy.
Drive with confidence on the road ahead. Call us today to discuss competitive pricing and flexible coverage options. You can also combine several coverages to receive lower premiums.
Collision and comprehensive (other than collision) coverages Collision and Comprehensive (other than collision) coverages pay for damage to your automobile. You can purchase either or both of these coverages for each vehicle you own. If you have an auto loan you may be required to purchase both.
Collision coverage insures you against damage to your vehicle caused during an accident. Comprehensive (other than collision) coverage insures you against all other physical damage to your car caused by such events as fire, theft, flood, and vandalism. Collision and comprehensive (other than collision) coverage usually includes a deductible, which can range from $100 to $1,000. If your car is damaged, the Insurance company pays only for the damage in excess of the deductible you selected. The higher the deductible, the lower the premium.
Liability coverage
Liability coverage pays for injuries you cause to other people and damage you cause to other people’s property when you are at fault in an automobile accident.
Medical Payments coverage
Medical Payments coverage pays medical expenses (up to a specified dollar limit) for you and passengers of your car who are injured in an automobile accident, no matter who is at fault. If you and your passengers have health Insurance, you may not need this coverage.
Protection for your home’s structure Replacement costs if your home is damaged Coverage for personal possessions, up to a limit set in the policy Living expenses if you are involved in a disaster Liability coverage And more! 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