Cheapest Auto Insurance Memphis TN

AmeriAgency Has the Cheapest Auto Insurance Memphis, TN

Big city life deserves big city deals on car insurance.  Call AmeriAgency at 888-851-5572 or click here to start saving up to 27%.  AmeriAgency has the cheapest auto insurance Memphis TN.

AmeriAgency is the king (not Elvis) when it comes to bundling auto, home and business insurance.

Memphis is one of the most expensive places for car insurance in the state of Tennessee. Luckily, drivers in the Blue’s City can still find great rates by shopping around and comparing auto insurance quotes.  AmeriAgency shops for you.  AmeriAgency is like Kayak for insurance.  Are you looking for SR22?

You likely have a different background from our sample driver, who was a 30-year-old male driver of a Toyota Camry. Your car insurance rates will look different depending on your background. You are going to need to compare your own quotes to see which company will be best for you.  Are you looking for affordable auto insurance?

Need a fast online quote, click here.

Cheapest Auto Insurance Memphis: Insurance cost by Neighborhood

We found the price for car insurance in Memphis did not fluctuate a great deal between different neighborhoods–unlike in other cities. We surveyed six Memphis neighborhoods and took the average of its five lowest costing car insurance companies.

Neighborhood Average Annual Car Insurance Rate

East Memphis $1,190
Downtown Memphis $1,224
Orange Mound $1,224
Midtown $1,224
Whitehaven $1,224
Cooper-Young $1,224

No matter where you live, you can still find the cheapest auto insurance Memphis, TN, if you shop around. Be sure to get quotes from at least three companies, so you can make sure you are getting the best deal. 

Memphis is known for the Blues and barbecue, which means it sees a lot of tourist traffic added to its everyday commuter traffic each year. While it’s not quite notorious for gridlock and congestion, Memphis still has its fair share of traffic snarls. 

Fatal Accidents in Memphis

There were 407 fatal car accidents that happened in Memphis between 2017 and 2022 which was nearly double than Nashville. Overall, Memphis accounted for nearly 1/5 of all fatal accidents in the state of Tennessee–a reason why its car insurance rates may be the highest in the state. Find can still find the cheapest auto insurance in Memphis here.