Contractor Employment Insurance Texas

If you are a contractor, then you are loaded with a lot of responsibilities.  With great responsibility comes great liability. That’s why it’s important for any general contractor to have Contractors Insurance.  General contractor insurance protects the contractor from liabilities that are specific to construction. Below are a few things that are covered by general contractor coverage.

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What’s Covered

Property- Like most businesses, your general contractor business will most likely operate out of a main office.

Business Liability- In the event that you are sued, this coverage will take care of any legal fees associated with the case.

Advertising Injury- If your competition accuses your company of slander, libel, or false claims in your advertising that has harmed their reputation; they may open a lawsuit against you.

Commercial Auto- With commercial auto coverage, your business vehicles will be protected as well as the equipment inside if it gets damaged.

Bodily Injuries- In the event of an injury, bodily injuries coverage will take care of the costs of medical expenses, funeral expenses, and any other fees related to the injury.

here are many types of independent contractors who all need independent contractors liability insurance and other coverage to match their specific risks. Some of the professionals that need contractors insurance include:

• Independent construction contractors
• Plumbers, carpenters, electricians and painters
• Repair people
• House and carpet cleaners

The specific independent contractors liability insurance coverage you need will be unique to your business. By working with a knowledgeable agent, you can ensure that you don’t have critical gaps in coverage that could leave you exposed to expensive legal claims.

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For more information, call us at 1-888-851-5572. If you would like to receive a fast and free quote, visit us on our webpage!