Electrical Contractor Insurance Atlanta

General Liability Coverage for Common Accidents

General liability coverage normally protects against a range of common accidents, and it’s purchased by businesses in many different industries.

Who needs electrician insurance?

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Electrical Contractor insurance can encompass the following types of coverage:

You’ll almost certainly need this coverage, for many commercial contracts and some homeowners will only hire electricians who carry this coverage. If they were to hire someone who didn’t have coverage and became hurt in an accident, the company or homeowner themselves might be held responsible for any injuries that were sustained.

Exactly what a policy’s general liability coverage includes protection for depends on that particular policy’s terms and conditions, but the list of covered incidents usually includes things like trips and slip-and-fall accidents.

Commercial Property Coverage

Regardless of whether your electrical business owns commercial real estate, you’ll probably want commercial property coverage. This coverage can be adapted to cover both commercial buildings, as well as a lot of the equipment and supplies kept in them.

If you do have a building, your commercial property coverage likely should include structural coverage for the building itself. Contents coverage is the portion of commercial property coverage that normally helps protect equipment, supplies and inventory.

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