If you’re looking for SR22 insurance, Farm Bureau offers a range of products that can meet your needs. Learn about the coverage options and policy benefits offered by Farm Bureau’s SR22 insurance and decide if it’s the right choice for you.
What is Farm Bureau SR22 Insurance?
SR22 insurance is required for drivers who have had their driver’s license suspended or revoked due to driving-related offenses, such as DUIs or reckless driving. It provides proof of financial responsibility and shows the state you carry sufficient coverage for the mandated limits in your state. Farm Bureau offers a variety of SR22 policies to meet the needs of customers with different requirements. Financial Responsibility Affidavits – TN.gov.
What Does Farm Bureau’s SR22 Policy Offer?
Farm Bureau’s SR22 policy provides coverage to meet the requirements of most states, including property damage liability, bodily injury liability, uninsured motorist coverage and medical payments coverage. The SR22 policy also includes liability for personal injury protection (PIP), which generally pays for medical expenses for you and your passengers in the event of an accident regardless of who is at fault. Farm Bureau also offers some optional coverages such as rental car reimbursement, roadside assistance and mechanical breakdown coverage.
What Other Benefits are Included in the Policy?
In addition to the basic coverage listed above, Farm Bureau’s SR22 policy also includes other benefits such as accident forgiveness, which prevents your premium from going up after an at-fault accident. The policy also provides new car replacement coverage, which can help cover the cost of a similar make and model if your car is totaled within its first two model years. Further, Farm Bureau also offers full glass repair coverage, which pays for repairs without applying your deductible.
How Much Does an SR22 Policy Cost?
The cost of an SR22 policy with Farm Bureau varies depending on factors like the type of car you drive, the year it was made, and how much coverage you purchase. Generally, premiums start at $31 per month and are determined by evaluating your risk and the coverage limits that you select. Additionally, many states require individuals to carry SR22 insurance for three years which will impact your overall cost.
Do I Need to Have an Auto Insurance Policy to Get an SR22 Filing?
Yes, an SR22 filing must be added to an existing auto insurance policy. Insurance companies provide SR22 forms in order to meet the requirements of states that require additional proof of financial responsibility when someone has been convicted of a serious traffic offense such as a DUI or other infractions. To get started, contact your current insurance company or find another option that meets your needs if you don’t have coverage.