As a business owner, you have enough on your mind without having to worry about your insurance needs. You want to have the confidence that the business you’ve built is covered by a company that understands your business insurance needs.
Commercial business insurance provides wide-ranging protection for businesses and their subsidiaries under a single policy. There are various types of commercial business insurance that takes care of property, liability and workers’ compensation, to name a few. While property insurance covers damages to business property and products stored within the premises; liability insurance provides coverage for damages to third parties; and workers’ compensation insurance covers injuries to employees.
Commercial business insurance is an important aspect of any business that cannot be ignored, especially if the business premises are leased or rented and even otherwise. Whatever your commercial insurance needs, we can design a protection program that’s right for you.
Our award-winning team will work to tailor a business insurance plan that protects all you’ve worked to build. As one of the largest independent insurance agencies in the country, we negotiate on your behalf to make sure you’re always getting the best rates and coverage across the board. When you choose AmeriAgency, you choose year-round support and access to our compliance experts to help you stay informed.
From basic protection to specialized coverage, we offer several types of commercial insurance, so you can get the best combination of coverages for each stage of your business’s development.
Most small businesses need this coverage. It guards against things like bodily injury, property damage, completed operations and advertising injury that arise from your business. Sometimes people refer to this coverage as “business insurance”.
You need this coverage if you use your vehicles for business. This can include traveling between job sites, making deliveries or transporting tools and equipment. It provides liability and physical damage protection for your business vehicles and trailers.
Liability protection for businesses who offer professional services or advice. It protects against claims of professional negligence. It’s also known as Errors and Omissions insurance (E&O).
Cyber Insurance
Protects against electronic threats, such as data breaches and cyber-attacks. Businesses that store or process sensitive data like credit card information should consider this coverage.
This coverage packages business liability and property coverage into one policy. It’s a common choice for small businesses with commercial buildings or personal property.
This protects you and your employees. It helps pay for expenses such as medical costs and lost wages related to employees who become injured or ill on the job.
We offer customized coverages
Coverage that matches your business’s level of exposure to certain risks. A customized policy includes the coverages you need, with limits that match your specific requirements. Customized coverage is flexible, so if your situation changes – or you simply change your mind – you can update your policy any time.