Flooring Installers Insurance Tennessee

When thinking about insurance, these are the coverages you should be looking for!

• Business Property Insurance Coverage
• Business Liability Insurance Coverage
• Business Income Insurance Coverage
• Workers Compensation Insurance
• Employment Related Practices Insurance (EPLI) Coverage
• Commercial Auto Insurance

The Main Coverages

There are several suitable flooring installer insurance plans that you can choose for your flooring installer business. Most vendors and customers that you work with will want proof that you have adequate insurance to cover damage, theft and general liability. Picking the right flooring installer business insurance plan will ensure that you have everyone and everything covered.

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General Liability

If you are looking for the most comprehensive coverage for your flooring installer business, a general liability insurance policy is the way to go, as it protects against third-party claims of property damage, bodily injury and personal injury. If a customer sues your business because your employees accidentally damaged their property while installing floors, you’re covered.  A general liability insurance policy protects you by covering any legal or settlement costs as well as the cost to repair the property.

More About Flooring Installer Liability Insurance.

Business Owner’s Policy

A business owners policy, also known as a BOP, protects your flooring installer business against an assortment of risks. The day-to-day work of a flooring installer involves dangerous equipment, strenuous physical labor and even hazardous environments. A BOP can cost you less because it includes general liability and property insurance coverage in one great package. This can be advantageous for smaller businesses that are trying to keep expenses down. Any liability claims, whether it is for property damage, bodily injury or personal injury, are covered under the general liability section, which also covers attorney fees and other court costs. Any damage, theft or other loss involving your business assets—which include your office space, flooring materials and equipment—would be covered under the property insurance section of the BOP.

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For more information, call us at 1-888-851-5572. If you would like to receive a fast and free quote, visit us on our webpage!