Insurance

Hassle-Free Move

The Hassle-Free Move
Moving can be stressful, it’s like uprooting your life and all of your belongings, and settling back in. But it doesn’t always have to be overwhelming. Here’s how to make sure you’re covered, insurance-wise, plus tips on hiring a mover and making your big day hassle-free.

Hiring a Moving Company:

Step 1 for the Hassle-Free Move—If you plan to hire professional help, there are a few things you can do to make sure you’re getting a reputable company that you can trust. Make sure the company is insured and licensed in your state. (If you’re moving from one state to another, the company you should be nationally insured and licensed.) Get at least two bids (in person, ideally) so you know you’re getting an estimate that’s both fair and accurate, while getting to know the employees face to face. Inquire about any “upcharges” such as mileage or overtime. Finally, check out any online reviews to see what other consumers are saying before signing on the dotted line.  Are you moving to Delaware?

Preparing for the Hassle-Free Move:

Whether you’re moving on your own or using professional help, the more you do on the front end, the easier your move will be. Most moving companies charge by weight, so it’s a good idea to downsize as much as possible before, not during or after your move. Get rid of books, exercise equipment and other heavy items to keep down your moving costs. Pack as much as you can yourself in medium-sized boxes. This will make packing the truck, loading and unloading far more efficient. Label boxes clearly and on multiple sides, so it’s easy to know where things go. Last but not least, remember to set aside what you’ll need right away, to pretend you’re going on a week-long camping trip so that you’re not searching for basic supplies on your first few nights in the new place.

The DIY Move:

Planning to move on your own or with the help of a few (extremely loyal) friends? Moving this way can save you a lot of money, but if you don’t take appropriate precautions, it can also turn into a nightmare. Before moving day, check to see if your auto, homeowner’s or renter’s insurance will cover any damage or injury that might happen during the move. (Don’t count on your new homeowner’s insurance kicking in just yet.) If you’re using a rental truck, buy all the insurance they provide, including vehicle, contents, and medical liability. The cost is usually minor, but will save you a heck of a lot of money if something goes wrong. Be wary of using friends’ vehicles for moving. If you do, make sure they have insurance and that their policy will cover the drivers and type of usage required. Finally, rent professional supplies like blankets and hand trucks to keep your stuff protected through the moving process.

baird@ameriagency.com

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