Home Insurance Clarksville
Home Insurance Clarksville
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Your home is likely the largest investment you will ever make. You work hard for all that you have and you need to be protected in the event of a loss. Homeowners insurance can cover:
- Your home
- Other structures on your property
- Personal property
- Additional expenses you incur due to a covered loss
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In addition to homeowners, we also offer condo owners and renters insurance. We can help you with personal legal liability coverage, which covers your legal responsibility for property damage or injuries that you or your family may be responsible for. Give us a call today so we can create a home insurance plan that works best for your specific needs.
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What is Homeowners insurance?
Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it.
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Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. This includes damage caused by household pets.
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Damage caused by most disasters is covered but there are exceptions. The most significant are damage caused by floods, earthquakes and poor maintenance. You must buy two separate policies for flood and earthquake coverage. Maintenance-related problems are the homeowners’ responsibility.
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