Home Insurance Colorado

Aug 22, 2019 (0) comment

Home Insurance Colorado

From your countertops to the color of your walls, your home is uniquely yours. Shouldn’t your homeowners insurance be built just for you too? We think so.

AmeriAgency insurance covers more than just your floors, walls and ceilings. We believe that everything your home stands for is worth protecting. That’s why we provide the customized home coverage you need to protect what matters most to you.

Save Up to 27% in Home Insurance Colorado With AmeriAgency. With More Than 20 Years of Experience, We’re Sure We Can Help!

Certainly, one of the first things you will want to know is whether or not the carrier offers the specific type (or types) of coverage that you are seeking. For example, are you in search of insurance for your home or your business? Your auto or a property? A residence or other type of shelter? All of these parameters can make a big difference in both coverage type and

Why do you need homeowners insurance?

It is really all about protecting yourself financially if something unexpected happens to your home or possessions. That’s important because chances are your home is likely one of your largest investments.

  • If your home was destroyed by fire or damaged by a natural disaster, you’d need money to repair or replace it.
  • If a guest in your home is injured, liability protection and medical coverage help pay expenses.
  • If you are a victim of theft and vandalism, it can reimburse you for your loss or pay for repairs.
  • If you are still paying for your home, your lender will require insurance.

Questions to Ask

  • Talk with your insurance advisor about any specific details in your home to help them establish the appropriate coverage amount.
  • Choose the highest deductible you could comfortably afford to pay in the event of a claim.
  • Inquire about adding identity theft to your homeowners insurance policy.
  • Tell your agent if you have any business operations at your home.
  • Make sure your advisor knows if you have any other structures on your property (tool sheds, free-standing garages, swing sets, etc).
  • Flood and Earthquake are standard exclusions in any homeowners insurance policy. If you would like to be covered during either of these events, ask your agent about your options.
  • Get a quote on your auto insurance at the same time to get the best discounts.
  • Ask about the cost of adding a low-cost Umbrella policy to increase your liability limits.
  • Let your insurance adviser know about any items of exceptional value, such as jewelry or artwork, so they can be covered properly.

Save Up to 27% in Home Insurance Colorado With AmeriAgency. With More Than 20 Years of Experience, We’re Sure We Can Help!

For more information, call us at 1-888-851-5572. If you would like to receive a fast and free quote, visit us on our webpage!

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