Home Insurance Germantown
Home Insurance Germantown
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The biggest investment most people will ever make is in their home. That’s why it makes sense to protect the sizable financial investment you’ve made in your own home with a comprehensive homeowners plan.
Your home purchase is an investment deserving the protection that only an experienced insurance professional can provide.
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Basic Protection You Need For
- Your home
- Other buildings or structures on your property
- Your personal belongings – furniture, clothing, appliances, etc.
- Additional living expenses
- Your personal legal liability
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Homeowners insurance is a form of personal lines insurance. The typical homeowners policy has two main sections: 1) covers the property of the insured and 2) provides personal liability coverage to the insured. |
Special features you can choose for additional security
- Home Replacement Guarantee
- Replacement Cost on Contents
- Additional Coverage Form
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With all the challenges facing organizations and families today, no one has time to become an insurance expert. Instead, you need an experienced team who can analyze the various options open to you — both insurance and non-insurance options — and suggest the best alternatives for your needs. Then you’re in a position to make a knowledge-based decision.
What do I need to know when purchasing homeowners insurance?
Get the amount and type of insurance that you need.
Determine the amount of personal property insurance and personal liability coverage that you need.
Select any additional endorsements you want to add to your policy. For example, do you want the personal property replacement cost endorsement?