Home Insurance Spring Hill
Home Insurance Spring Hill
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Whether you own one home or two (or three), you deserve to know that you are getting the best policies at the best insurance rates around!
You can have that peace of mind by calling one of the licensed independent insurance agents at AmeriAgency Insurance or by filling out our “request a quote” form and letting us get started on evaluating your needs, rates and current coverage!
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Cut Through the Confusion
We’ll help you understand all of your coverage options. Did you know that your auto insurance doesn’t cover the theft of valuables out of your vehicle, but your homeowners insurance might? Did you know that your credit score may have an impact on your homeowners insurance rate?
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Are you covered in the event of flood or earthquake?
Do you own multiple investment properties as a landlord?
We can help you with all of the above scenarios. You don’t have to be a licensed insurance agent yourself, just call the best and let us walk you through the process.
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The fine details
Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it.
Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people.
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Damage caused by most disasters is covered but there are exceptions. The most significant are damage caused by floods, earthquakes and poor maintenance. You must buy two separate policies for flood and earthquake coverage. Maintenance-related problems are the homeowners’ responsibility.