Small Business Insurance
Homeowners insurance for Airbnb is a necessity. Most owners of short-term rental properties are not aware their homeowners or landlord insurance does not adequately cover Airbnb® and Vrbo® exposure. When you entrust your property to a paying short-term rental guest, giving them the keys to your house, insurance contracts begin to break down and big gaps in coverage exist. Common gaps would be damage caused by a guest such as fire, vandalism, theft, lost business income and a plethora of liability concerns surrounding the potential injury to a guest.
Simply adding a limited endorsement to a homeowners or landlord policy and calling it short-term rental insurance is not good enough. You need homeowners insurance for Airbnb. Too many property owners have found out the hard way when it comes time to file a claim. One short-term rental owner got so upset his claim was denied, he took his insurance story to the press. The real answer is that they required homeowners insurance for Airbnb.
Not all insurance is created equal. Many consumers simply shop on price, as coverage’s can be very confusing. Most domestic insurer’s have national marketing campaigns built around saving consumers money if they switch.
Airbnb operates an online marketplace for lodging, primarily homestays for vacation rentals, and tourism activities. It is based in San Francisco, California. The platform is accessible via website and mobile app. Airbnb does not own any of the listed properties; instead, it profits by receiving commission from each booking. The company was founded in 2008 by Brian Chesky, Nathan Blecharczyk and Joe Gebbia. Airbnb is a shortened version of its original name, AirBedandBreakfast.com.Its focus is on the following areas: Educating consumers about Airbnb hosting, recruiting more hosts to the platform, simplifying the guest journey and delivering world-class service.
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