Dwelling

Helps protect your home’s structure, built-in appliances and wall-to-wall carpet from damage.

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Contents

Helps cover your personal property not attached to or built into your home, such as furniture and clothing.

Personal liability

If an accident occurs in your home that damages someone or something, personal liability can help pay for covered damages.

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Medical payments to others

May help pay for medical or funeral expenses of someone who is injured on your property.

Ordinance or law insurance

May help pay to rebuild your home to current building codes after a covered loss.

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Other structures

Covers additional structures not attached to your house, such as a shed, fence, barn, detached garage or gazebo.

Loss of use

Coverage to help pay for additional living expenses if you’re unable to live in your home due to a covered loss.

Credit card coverage – optional

Pays up to your selected limit for unauthorized transactions on your credit cards and bank debit/ATM card. Also applies to forged checks and counterfeit money.

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