Homeowners Insurance Murfreesboro TN

Homeowners Insurance Murfreesboro TN

AmeriAgency Has The best Rates For Homeowners Insurance Murfreesboro TN

Home Insurance
In exchange for the payment of a premium, an insurance company agrees to pay most or all of the reasonable costs associated with damage to a private residence. Can also cover the costs of damage or theft of the possessions therein.

It’s not always easy to know the difference between certain terms when it comes to insurance. Let’s clear up exactly what the most important ones mean.  Call AmeriAgency at 888-851-5572 for the best rates for Homeowners Insurance Murfreesboro, TN.

Additional Living Expense
This helps cover your normal living expenses while your home is being repaired after a claim, up to your policy limit.¹

Deductible
This is the initial amount you pay out-of-pocket before your coverage kicks in. In most cases, you’ll need to pay your deductible up front, even if the claim wasn’t your fault.

GET A QUICK, PERSONALIZED AFFORDABLE HOME INSURANCE IN TN QUOTE FROM AMERIAGENCY INSURANCE

Premium
The total price you pay for your policy.

Dwelling
Another term used to describe the part of your home insurance policy that covers physical structures on your property.

Scheduled Items
These are pricier belongings (jewelry, art, etc.) that typically require additional coverage, since the standard home policy limits the amount you can claim per item.

Liability Coverage
If someone else is injured or has their belongings damaged on your property, this covers any claims against you, as well as any reasonable and necessary medical expenses.