HVAC Contractor General Liability

HVAC Contractor General Liability

HVAC Contractor General Liability

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As a HVAC contractor, you are in high demand when a heater or air conditioner breaks down on uncomfortably cold or hot days. But, though you’re used to dealing with other people’s emergencies, clients can throw some unexpected emergencies your way too if you’re not protected with a quality insurance plan when accidental property damage or bodily injuries occur.

Heating and cooling insurance designed to protect your business

AmeriAgency is a one-stop shop to help you get the heating, ventilation and air conditioning insurance you need to protect your HVAC business from accidents, injuries, legal fees and damaged vehicles. Our insurance packages typically include:

• General liability
• Contractors’ E&O
• Commercial auto
• Workers’ compensation
• Tools and equipment
• Commercial property

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At AmeriAgency, we understand the risks associated with being a HVAC contractor and offer HVAC insurance for your small business. There is a significant amount of liability exposure involved in keeping customers’ homes warm, cool, and free of excess water and dangerous gas. Not only can this job cause injury to HVAC employees, but residential and business customers can become injured and property can become damaged, potentially resulting in costly lawsuits.

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These are some of the related types of insurance we offer to protect industry professionals from risk.

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At a minimum, every HVAC contractor should be protected with general liability insurance, which is sometimes called Commercial General Liability or CGL. This type of insurance could help pay for injuries sustained at job sites, property damage, HVAC installation problems, and moisture damage. CGL may ultimately protect your business from another person or business’s claims of bodily injury, associated medical costs, and damage to property. It may also cover your HVAC company’s legal expenses if a customer sues you for damages and repair costs.

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