Home insurance is a necessity, but that does not mean that all insurance policies are the same or that there is no work that needs to be done by you to ensure that the insurance remains valid. Here are some ways to avoid the most common mistakes that people make when it comes to their home insurance.
Even though you do your best to stay safe, the time may eventually come when you’re involved in an accident where the other party’s is at fault. When this occurs, you could be stuck with loss of wages, damaged property, and medical bill expenses. Whether it’s just property damage or personal injury, you need to know that the at fault party’s insurance is willing to indemnify you in the case of a claim. Writing a demand letter is the best way make sure that all your expenses and losses are taken care of. This article will be a step by step guide on how to write a convincing demand letter to settle your insurance claim.
Imagine returning to the comforts of your home, after a long, two-week summer vacation. Drained by the Georgia heat, you briskly run to turn on your thermostat, anxiously waiting to feel the cool sensation of air circulating through your home. However, there’s a problem! Ten minutes have passed and there isn’t any air blowing! Naturally, you begin pressing all buttons just to get a reaction from your air conditioner, but there is still no response. Hoping that the issue is something simple, you decide to: change the batteries in the thermostat and flip the AC valve switch on the breaker. But nothing is working.
This is the moment when you know you need to call a HVAC specialist. He assesses the situation, only to tell you the one thing that no homeowner wants to hear: that your AC unit needs to be replaced! The replacement could cost anywhere from $500 to $4000 dollars! Unexpected home repairs can be a devastating financial strain. At some time or another, many homeowners will find themselves in this situation or one that is similar. Therefore, it is important to have a home warranty.
