Murfreesboro TN Insurance Companies
AmeriAgency Is the Best Choice For Murfreesboro TN Insurance Companies
The Best Agents
AmeriAgency is not an insurance company, it’s a super agency that serves you a hand-picked selection of the finest insurance carriers in your area.
Our agents make finding the right insurance easier by shopping and comparing quotes for you. Not only that, they’ll cut the jargon and clarify the fine print so you know exactly what you’re getting.
Plus, AmeriAgency agents work for YOU and not one insurance provider. They’re actually the agents who can check policies from multiple carriers to find the right coverage at the right price.
What Is Umbrella Insurance?
Simply put, a personal umbrella policy or a PUP is an extension of your liability insurance. It helps broaden and increase your protection. This can include significantly upping your coverage limit to relieve the financial strain of medical bills and legal fees in the event of an extremely costly accident.
What Does Umbrella Insurance Cover?
Umbrella insurance protects you in liability situations where your home, auto or boat policies come up short. The extra coverage protects you in two ways—and here they are:
- Increases the dollar limit of liability coverage for primary policies: Say your auto insurance liability coverage limit is $300,000. If you purchase an umbrella policy of $1 million and cause an accident that exceeds your $300,000 auto insurance liability limit, your umbrella insurance can cover the remainder, up to a total of $1.3 million. That’s pretty huge.