Nationwide Car Insurance

Dec 14, 2018 (0) comment

Nationwide Car Insurance

Nationwide Car Insurance

AmeriAgency Offers Nationwide Car Insurance

Call AmeriAgency Now At 888-851-5572 To Start Saving Up To 27% On Nationwide Car Insurance

AmeriAgency markets car insurance policies in 23 states – almost Nationwide.  Call 888-851-5572 to see if you qualify.

Misunderstood Insurance Concepts

Despite the availability of live agents, toll-free call centers, and an almost endless supply of information on the internet, policyholders everywhere still hold a multitude of misconceptions about insurance. Why do these fallacies persist? The reasons are almost as numerous as the misconceptions themselves. Some people are afraid to be ridiculed if they ask a question that they think is stupid. Others take the advice of friends or family members who may have good intentions but do not truly have a firm grasp of how insurance works. Whatever the reason, do not fall victim to any of these insurance misconceptions.


Call AmeriAgency Now At 888-851-5572 To Start Saving Up To 27% On Nationwide Car Insurance

Misconception #1: “I will get more than my property was worth since I filed a claim.”

Fact: The first misconception violates the principle of indemnity, which is defined as a protection or security taken against a financial burden or other loss. In other words, you cannot profit from insurance. When you take out an insurance policy, it serves as an indemnity, not an investment that grows over time.


Call AmeriAgency Now At 888-851-5572 To Start Saving Up To 27% On Nationwide Car Insurance

Misconception #2: “The Insurance company sets my premiums aside until I need to use them for a claim.”

Fact: The truth is: insurance is based on a risk pool. It is not hard to see why most people are unaware of this fact since many insurance agents are likely to avoid the subject. To put it simply, insurance carriers pool the money of all of their customers in order to pay for claims. This is why insurance rates go up in a particular area if there have been several automobile accidents or if a storm caused widespread damage. While some people may feel that this seems unfair, the truth is that most policyholders will never pay enough premium to offset a total loss claim on either their home or automobile, so risk pooling is necessary for insurance companies to stay in business.


Call AmeriAgency Now At 888-851-5572 To Start Saving Up To 27% On Nationwide Car Insurance

Misconception #3: “Paying your premiums consistently and on time means your rates will not go up after filing a claim.”

Fact: A large number of people who see surcharges, rate increases, or a non-renewal notice after filing one large or several small claims feel that they have been treated unfairly. For long-time customers, it can seem cruel that despite years of dutifully making payments each month, the insurer makes the decision to drop them as a customer.


Call AmeriAgency Now At 888-851-5572 To Start Saving Up To 27% On Nationwide Car Insurance

Misconception #4: “My insurance company will never know if I lie about something on my application.”

Fact: Potential customers frequently omit relevant information from their insurance applications such as the fact that they are married, that there is a dog in the household, or that they had one or more claims in the last five years. Despite the impression that insurance companies are only able to work with the information they are given, the reality is that insurers have developed ways to uncover things that are often misrepresented or omitted entirely. At best, being caught in a lie could result in a change to your policy that costs more money. However, refusing to admit to something major, such as a large fire claim from just two years ago, only hurts you and could result in a policy cancellation.

Call AmeriAgency Now At 888-851-5572 To Start Saving Up To 27% On Nationwide Car Insurance

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