Nationwide Insurance Home Insurance
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Homeowners Insurance Coverages
We offer several homeowners coverages, to help you find the insurance protection that best fits your needs:
Dwelling Property
Protects your house and attached structures, such as a garage and porch.
Other Structures
Covers separate structures on your property, such as a utility shed and pool house.
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Personal Property
Protects your personal belongings anywhere in the world.
Loss of Use
Provides reimbursement for additional living expenses after a loss.
Personal Liability
Covers payment you are obligated to make when a court determines you are at fault for damage to another person’s property.
Medical Payments to Others
Compensates others who are injured on your property or whom you injure by accident.
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AmeriAgency provides optional property insurance protection that will give you the peace of mind knowing your assets are adequately protected. We offer a variety of additional coverages to extend your protection beyond our Homeowners insurance, such as:
- Extended Replacement Cost coverage
- Replacement Cost on Contents
- Water back-up
- Law or Ordinance coverage
- Valuable items protection
Extend Your Homeowners Coverage
- Homeowners Endorsement Packages – This includes different levels of coverage. All levels usually feature replacement cost coverage, also provides increased protection for valuables, reimbursement for living expenses following a loss and other benefits.
- Some carriers offer Home Systems Protection – Covers mechanical breakdown and electronic impairment of items such as HVAC and other appliances.
- Some carriers offer Service Line – Covers loss due to failure of underground electrical and water/sewer lines.
- Some carriers offer Identity Theft Coverage – One of the fastest-growing crimes today. Our policyholders have an opportunity to purchase identity theft insurance. Along with coverages, you also get valuable and time-saving assistance should you become a victim of identity theft.
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