If you’ve had your driver’s license suspended or revoked in North Carolina, you may need to obtain non owners insurance in order to get it back. This type of insurance provides liability coverage for drivers who don’t own a vehicle but still need to be insured. Here’s what you need to know about non owners insurance in NC and how it can help you get your license reinstated. Get a quote here!

What is non-owners insurance?

Non-owners insurance is a type of liability insurance that provides coverage for drivers who don’t own a vehicle but still need to be insured. This type of insurance typically covers bodily injury and property damage liability, but does not cover collision or comprehensive coverage. Non-owners insurance is often required for drivers who have had their license suspended or revoked, or for those who frequently rent or borrow vehicles. It can also be a good option for drivers who don’t own a car but want to have liability coverage in case of an accident.

Why is non-owners insurance required in NC?

Non-owners insurance is required in NC for drivers who have had their license suspended or revoked, or for those who frequently rent or borrow vehicles. This requirement ensures that these drivers have liability coverage in case of an accident, protecting both themselves and other drivers on the road. Additionally, non-owners insurance can be a good option for drivers who don’t own a car but want to have liability coverage. It’s important to note that non-owners insurance does not cover collision or comprehensive coverage, so drivers should consider their specific needs before purchasing this type of insurance.

How much coverage do you require?

The amount of coverage you require for non-owners insurance in NC will depend on a few factors, including your driving history and the requirements of the state. In NC, the minimum liability coverage required for non-owners insurance is $30,000 for bodily injury per person, $60,000 for bodily injury per accident, and $25,000 for property damage. However, it’s critical to consider purchasing higher limits of liability coverage to ensure you are fully protected in case of an accident. It’s recommended to speak with an insurance agent to determine the appropriate amount of coverage for your specific situation.

Where can you purchase?

Non-owners insurance can be purchased from some major insurance companies. It’s important to shop around and compare quotes to ensure you are getting the best coverage at the best price. You can also purchase non-owners insurance online or through an insurance broker. Be sure to read the policy carefully and ask any questions you may have before making a purchase. Need the value of your car?

What are the consequences of driving without non-owners insurance?

In North Carolina, driving without non-owners insurance can result in serious consequences. If you are caught driving without insurance, you may face fines, license suspension, and even jail time. Additionally, if you are involved in an accident while driving without insurance, you may be held personally liable for any damages or injuries that occur. It’s essential to have the proper insurance coverage to protect yourself and others on the road.