Plumbing Contractor General Liability

Plumbing Contractor General Liability

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HOW MUCH IS BUSINESS INSURANCE
for Plumbers and Plumbing Contractors?

In 2009, Kitec – a plumbing pipe manufacturer – was sued for $90 million when faulty fittings led to corroded pipes and breaks in the line. While your business might not be installing millions of dollars’ worth of plumbing fixtures, this lawsuit serves as a helpful example to plumbers concerned about their liability.

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A plumber can be sued for problems with their installation and even for defects in the pipes and materials they use. Fortunately, plumbers can insure their company to protect them from the cost of lawsuits that could bankrupt their business.

Below, you’ll find sample insurance quotes for basic insurance policies that plumbers need in order to sign contracts and become licensed.

Note: these sample quotes are only cost estimates. Your actual premiums may vary.HOW MUCH IS
General Liability Insurance?

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How Much Is General Liability Insurance?

For a plumber, General Liability Insurance is one of the most important insurance policies. Water damage, leaks, and other property damage lawsuits can all be covered under a plumber’s liability insurance policy.

Say a customer’s hard water damages pipes you’ve installed. The customer could sue you for negligence, alleging you should have warned them about potential mineral buildups and hard water damage. In cases where customers sue you for faulty installations, property damage, or injury, General Liability Insurance can protect your business from the cost of a lawsuit. Are you looking for workers’ compensation insurance?

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A typical General Liability Insurance policy costs plumbers between $671 and $1,740 in annual premiums.

To see how the cost of General Liability Insurance for plumbers compares with other industries, visit AmeriAgency’s General Liability Insurance Cost Analysis

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