Renters Insurance For Apartments Nashville TN
AmeriAgency Rocks Renters Insurance For Apartments Nashville TN
Renters insurance is something we all need to have
I feel that renters insurance is an extremely important thing for people to have, i moved out of my parents house when I was around 28 and immediately got it, I lived in a house with 4 people the landlord included and he had homeowners insurance
A fire occured and the other 3 tenants lost pretty much everything, they had to find friends willing to let them crash, there was a tenant who had no other place to go and the homeowner was kind enough to let him stay in a hotel room that his insurance provided, they were all in their 30s and 40s so its difficult to feel sympathy for them, if they were much younger its understandable as you are new to living on your own
Renters insurance is typically around $180 annually and if you ever have an issue they will ensure that you are safe until your claim is finalized, mine is a bit more because I got literally every option they had to ensure I was completely protected and would have
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And make sure to DOCUMENT your stuff! Anything you would want replaced, take pictures. If there’s a serial number, take note. Store that online somewhere, so you won’t lose it in a fire or whatever.
An easy way to do this is the Encircle app. It lets you go room by room to take pictures, it’s stored on your phone and on their servers, you can log in from a computer to add notes like serial numbers, and it’s free unless you’re a landlord with multiple properties or whatever. Also it’s all time stamped, so it’s handy for documenting the condition of an apartment when you move in or out.